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0% Intro APR Credit Cards
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We offer a comprehensive list of the 2008 online available, zero introductory APR credit cards, with safe instant approval. It's easy to calculate how much interest you have to pay with a 0 APR card. If you are paying on time, the interest will be zero. Some offers come with cash back option, even. The best 0 apr credit cards!

APR
It can either be "fixed" or "variable". Fixed-rate APR-s are usually a little higher, but you know exactly how much you will be charged each month. A variable or floating rate will fluctuate based on a published index.
  0 APR CREDIT CARDS.
Apply for a 0% APR credit card! Do you have a credit card with a high APR? Any APR at all? Please read more...
For example, if you have an outstanding balance of $1100.00 on a credit card charging an Annual Percentage Rate (APR) of 18.9% your minimum monthly payment would be $27.50. It will take you 66 months or 5.5 years to pay off your balance of $1100.00 making the minimum payments. The credit card company will make $676.94 in interest from your use of their credit card.

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  • Use your credit cards wisely, pay low interest rates

  • The Platinum Card(R) from American Express The Platinum Card(R) from American Express
    • 25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership
    • New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
    • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
    • Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
    • 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
    • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
    APR: N/A Read More...



    American Express(R) Gold Card American Express(R) Gold Card
    • Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $500 in your first 3 months of Card membership
    • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
    • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
    • Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.
    • Get approved in 60-seconds.
    APR: N/A Read More...



    Blue Cash Everyday(SM) Card from American Express Blue Cash Everyday(SM) Card from American Express
    • No annual fee, flexibility to pay over time
    • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
    • NO spend minimum, NO enrollment, and NO rotating rewards categories
    • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
    APR: 0% on Purchases for up to 12 months Read More...



    Discover(R) More Card - 18 Month Promotional Balance Transfer Discover(R) More Card - 18 Month Promotional Balance Transfer
    • 0% intro APR on balance transfers for 18 months, then the variable APR of 11.99% - 20.99%
    • 0% intro APR on purchases for 6 months, then the variable APR of 11.99% - 20.99%
    • 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
    • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
    • 24/7 access to a U.S. based Account Manager within 60 seconds
    • $0 Fraud Liability plus automatic mobile and email fraud alerts
    • No annual fee, no rewards redemption fee, and no additional card fee
    APR: 0% Intro APR* Read More...



    Discover(R) More Card - 15 months intro period Discover(R) More Card - 15 months intro period
    • 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
    • 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
    • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover
    • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
    • 24/7 access to a U.S. based Account Manager within 60 seconds
    • $0 Fraud Liability plus automatic mobile and email fraud alerts
    • No annual fee, no rewards redemption fee, and no additional card fee
    APR: 0% Read More...



    Discover(R) Motiva Card Discover(R) Motiva Card
    • Earn Cashback Bonus for your good credit managment
    • 3.99% intro APR on balance transfers and purchases for 15 months, then the variable APR of 11.99% - 20.99%
    • 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
    • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
    • 24/7 access to a U.S. based Account Manager within 60 seconds
    • $0 Fraud Liability plus automatic mobile and email fraud alerts
    • No annual fee, no rewards redemption fee, and no additional card fee
    APR: 3.99% Intro APR* Read More...



    Orchard Bank(R) Classic MasterCards Orchard Bank(R) Classic MasterCards
    • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
    • Acceptance at millions of locations worldwide, including website purchases and reservations
    • Your account information is updated and at your fingertips 24/7 so you can manage it your way
    • Email and text messages are available to remind you of your upcoming payment due date
    • Knowledgeable customer service representatives to assist you with questions or concerns
    APR: N/A* Read More...



    TrueEarnings(R) Card from Costco and American Express TrueEarnings(R) Card from Costco and American Express
    • American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
    • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
    • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express
    APR: 0% on Purchases for 6 months Read More...



    Starwood Preferred Guest(R) Credit Card from American Express Starwood Preferred Guest(R) Credit Card from American Express
    • Earn up to 30,000 bonus Starpoints(R) - enough for 3 free nights at a Category 4 hotel.
    • Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
    • Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
    • 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
    • Enjoy the first year with no annual fee -- a savings of $65
    APR: 2.90% on Purchases and Balance Transfers for 6 months Read More...



    American Express(R) Premier Rewards Gold Card American Express(R) Premier Rewards Gold Card
    • Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
    • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
    • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
    • No annual fee for your first year - a $175 savings
    • Get approved in 60-seconds.
    APR: N/A Read More...



    Discover(R) Open Road Card - $150 Restaurant.com Gift Certificate Discover(R) Open Road Card - $150 Restaurant.com Gift Certificate
    • Free $150 Restaurant.com Gift Certificate with first purchase
    • 0% intro APR on purchases and balance transfers for 12 months, then the variable APR of 11.99% - 20.99%
    • 2% Cashback Bonus automatically at any gas station and any restaurant
    • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
    • 24/7 access to a U.S. based Account Manager within 60 seconds
    • $0 Fraud Liability plus automatic mobile and email fraud alerts
    • No annual fee, no rewards redemption fee, and no additional card fee
    APR: 0% Intro APR* Read More...



    Escape by Discover(R) Card Escape by Discover(R) Card
    • 25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
    • 2 Miles per $1 on all purchases
    • No limit on the Miles you earn and Miles don’t expire*
    • Fly on any airline, book any hotel or car, with no blackout dates
    • Use Miles for travel, merchandise, gift cards or cash
    • 0% intro APR on purchases and balance transfers for 6 months then the variable APR of 10.99% - 16.99%
    • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
    • Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
    • $0 Fraud Liability plus automatic mobile and email fraud alerts
    APR: 0% Intro APR* Read More...



    Miles by Discover(R) Card Miles by Discover(R) Card
    • 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
    • 0% intro APR on purchases and balance transfers for 6 months then the variable APR of 10.99% - 16.99%
    • 1 Mile per $1 on every purchase
    • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
    • No limit on the Miles you earn and Miles don’t expire*
    • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
    • Fly on any airline, book any hotel or car, with no blackout dates
    • Use Miles for travel, merchandise, gift cards or cash
    • No annual fee, No Overlimit Fee, No Redemption Fee
    APR: 0% Intro APR* Read More...



     

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